BEST
LAWYER / INSURANCE STORY OF THE YEAR,
DECADE, AND POSSIBLY THE
CENTURY.
This actually took place in Charlotte, North
Carolina.
A lawyer purchased a box of very rare and expensive
cigars, then insured them against, among other things, fire.
Within
a month, having smoked his entire stockpile of these great cigars, the
lawyer filed a claim against the insurance company. In his claim, the
lawyer stated the cigars were lost 'in a series of small
fires.'
The insurance company refused to pay, citing the obvious
reason, that the man had consumed the cigars in the normal
fashion.
The lawyer sued and WON!
(Stay with
me.)
Delivering the ruling, the judge agreed with the insurance
company that the claim was frivolous. The judge stated nevertheless, that
the lawyer held a policy from the company, in which it had warranted that
the cigars were insurable and also guaranteed that it would insure them
against fire, without defining what is considered to be unacceptable
'fire' and was obligated to pay the claim.
Rather than endure
lengthy and costly appeal process, the insurance company accepted the
ruling and paid $15,000 to the lawyer for his loss of the cigars that
perished in the 'fires'.
NOW FOR THE BEST PART...
After the
lawyer cashed the check, the insurance company had him arrested on 24
counts of ARSON!!! With his own insurance claim and testimony from the
previous case being used against him, the lawyer was convicted of
intentionally burning his insured property and was sentenced to 24 months
in jail and a $24,000 fine.
This true story won First Place in last
year's Criminal Lawyers Award contest.
ONLY IN AMERICA . . .
NO
WONDER THE REST OF THE WORLD THINKS WE'RE NUTS.
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